Online PayDay Loans & Cash Advance Lenders Ranked

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C

Cash Advance

A cash advance is also sometimes referred to as a payday loan. A cash advance is a small amount of loan being lent for a short amount of time. A typical cash advance loan is about $500 and has to be paid back within 30 days. These types of loans are usually given without a credit check and it’s intended to bridge the borrower's cashflow gap between pay days.

Consumer Advocates

Consumer advocacy groups are the so called public defenders of consumer rights against gauging and overcharging by unscrupulous payday loan lenders and cash advance companies. These groups regularly lobby government representatives to make changes to the payday lending laws to protect consumers from being overcharged for small personal loans.

Credit Check

An inquiry performed in a private database that stores consumers’ payment history of different types of loans from different lenders. Credit checks can uncover late payments, NSF checks and other irregularities that can alert the lender to a potentially risky loan to the consumer. The credit checks usually report a credit score to report the consumer's credit worthiness.